@font-face{font-family:"Cormorant Garamond";font-weight:600;font-style:normal;font-display:swap;src:url(fonts/cormorant-garamond-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Cormorant Garamond";font-weight:600;font-style:italic;font-display:swap;src:url(fonts/cormorant-garamond-latin-600-italic.woff2) format("woff2")}
@font-face{font-family:"Cormorant Garamond";font-weight:700;font-style:normal;font-display:swap;src:url(fonts/cormorant-garamond-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Manrope";font-weight:400;font-display:swap;src:url(fonts/manrope-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Manrope";font-weight:500;font-display:swap;src:url(fonts/manrope-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Manrope";font-weight:600;font-display:swap;src:url(fonts/manrope-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Manrope";font-weight:700;font-display:swap;src:url(fonts/manrope-latin-700-normal.woff2) format("woff2")}

:root{
  --navy:#0A1830;--navy-2:#11264A;--gold:#C9A24D;--gold-l:#E6CC8A;--gold-d:#8A6A1F;
  --ivory:#F8F4EC;--ink:#1A2233;--muted:#4A5264;--muted-2:#5A6275;--line:#E3DCCB;
  --on-navy:#D7DCE6;--on-navy-2:#B9C1D0;
  --serif:"Cormorant Garamond",Georgia,serif;--sans:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --pad:clamp(20px,6.5vw,96px);--sec:clamp(72px,9vw,120px);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,video{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3{font-family:var(--serif);font-weight:600;margin:0;line-height:1.08}
p{margin:0}
.wrap{padding-inline:var(--pad);max-width:1440px;margin-inline:auto}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold-d)}
.dark .eyebrow,.eyebrow.light{color:var(--gold-l)}
.h2{font-size:clamp(36px,4.4vw,54px);color:var(--navy)}
.dark .h2{color:var(--ivory)}
.lead{font-size:17px;line-height:1.65;color:var(--muted)}
.dark{background:var(--navy);color:var(--ivory)}
.dark .lead{color:var(--on-navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:14px 28px;border-radius:999px;font-weight:700;font-size:16px;border:1.5px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s ease,background .15s ease,color .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-l)}
.btn-navy{background:var(--navy);color:var(--ivory)}
.btn-navy:hover{background:var(--navy-2)}
.btn-line{border-color:var(--gold);color:var(--ivory);background:transparent}
.btn-line:hover{background:rgba(201,162,77,.12)}
.btn-line-dark{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-line-dark:hover{background:rgba(10,24,48,.06)}
.btns{display:flex;flex-wrap:wrap;gap:14px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid rgba(201,162,77,.25)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:80px}
.logo{display:flex;align-items:baseline;gap:10px}
.logo b{font-family:var(--serif);font-size:32px;font-weight:700;color:var(--gold);letter-spacing:1px}
.logo span{font-size:12px;font-weight:600;letter-spacing:4px;color:var(--gold-l)}
.nav{display:flex;gap:32px;font-size:15px;font-weight:500;color:var(--ivory)}
.nav a:hover{color:var(--gold-l)}
.header-cta{display:flex;align-items:center;gap:18px}
.header-cta .tel{color:var(--ivory);font-weight:600;font-size:15px;white-space:nowrap}
.header-cta .btn{min-height:46px;padding:10px 22px;font-size:15px}
.menu-toggle{display:none;background:none;border:1px solid rgba(201,162,77,.5);border-radius:12px;width:48px;height:48px;color:var(--ivory);cursor:pointer}
.mobile-nav{display:none}
@media (max-width:1100px){
  .nav,.header-cta .tel{display:none}
}
@media (max-width:760px){
  .header-cta .btn{display:none}
  .menu-toggle{display:inline-flex;align-items:center;justify-content:center}
  .mobile-nav.open{display:flex;flex-direction:column;gap:4px;padding:8px var(--pad) 24px;background:var(--navy)}
  .mobile-nav a{color:var(--ivory);padding:14px 0;border-bottom:1px solid rgba(248,244,236,.1);font-weight:600}
  .mobile-nav .btn{margin-top:14px;border-bottom:none}
}

/* hero */
.hero{background:var(--navy);color:var(--ivory)}
.hero .wrap{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,5vw,72px);align-items:center;padding-block:clamp(56px,7vw,96px) clamp(64px,8vw,112px)}
.hero h1{font-size:clamp(44px,5.6vw,72px);line-height:1.02;color:var(--ivory)}
.hero h1 em{color:var(--gold);font-style:italic}
.hero-copy{display:flex;flex-direction:column;gap:26px}
.hero-copy .lead{font-size:19px;max-width:560px;color:var(--on-navy)}
.stats{display:flex;flex-wrap:wrap;gap:36px;margin-top:18px;padding-top:26px;border-top:1px solid rgba(248,244,236,.15)}
.stat{display:flex;flex-direction:column;gap:2px}
.stat strong{font-family:var(--serif);font-size:40px;font-weight:700;color:var(--gold);line-height:1.1}
.stat span{font-size:14px;color:var(--on-navy)}
.card-garanties{background:var(--navy-2);border:1px solid rgba(201,162,77,.35);border-radius:28px;padding:clamp(24px,3vw,44px);display:flex;flex-direction:column}
.card-garanties .head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:10px}
.card-garanties .head span:first-child{font-family:var(--serif);font-size:30px;font-weight:600}
.pill{font-size:13px;font-weight:700;color:var(--navy);background:var(--gold-l);padding:6px 12px;border-radius:999px;white-space:nowrap}
.zone-row{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid rgba(248,244,236,.12)}
.zone-row:last-of-type{border-bottom:none}
.zone-row div{display:flex;flex-direction:column;gap:2px}
.zone-row b{font-size:17px}
.zone-row small{font-size:14px;color:var(--on-navy-2)}
.amount{font-family:var(--serif);font-size:34px;font-weight:700;color:var(--gold);white-space:nowrap}
.insurer{display:flex;align-items:center;gap:16px;margin-top:14px;background:#fff;border-radius:16px;padding:12px 20px;color:var(--ink);font-size:14px;font-weight:600}
.insurer img{height:38px;width:auto}
@media (max-width:960px){.hero .wrap{grid-template-columns:1fr}}

/* sections */
.section{padding-block:var(--sec)}
.section-head{display:flex;flex-direction:column;gap:14px;max-width:760px;margin-bottom:clamp(36px,4vw,56px)}
.section-head.split{max-width:none;flex-direction:row;justify-content:space-between;align-items:flex-end;gap:40px}
.section-head.split .lead{max-width:420px}
@media (max-width:860px){.section-head.split{flex-direction:column;align-items:flex-start}}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:36px}
@media (max-width:960px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:760px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

.path{border-radius:28px;padding:clamp(28px,4vw,56px);display:flex;flex-direction:column;gap:22px}
.path.dark{background:var(--navy)}
.path.light{background:#fff;border:1px solid var(--line)}
.path h3{font-size:clamp(32px,3vw,40px);line-height:1.1}
.path.light h3{color:var(--navy)}
.checks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks svg{flex:none;margin-top:2px}

.garanties{background:#fff;border-block:1px solid var(--line)}
.zone-card{background:var(--ivory);border:1px solid var(--line);border-radius:24px;padding:36px;display:flex;flex-direction:column;gap:14px}
.zone-card .big{font-family:var(--serif);font-size:56px;font-weight:700;color:var(--navy);line-height:1}
.zone-card p{color:var(--muted)}
.tag{font-size:13px;font-weight:700;letter-spacing:2px;color:var(--gold-d)}
.included{background:var(--navy);color:var(--ivory);border-radius:24px;padding:40px;display:flex;flex-direction:column;gap:16px}
.included h3{font-size:32px}
.included ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 24px;color:var(--on-navy)}
@media (max-width:560px){.included ul{grid-template-columns:1fr}}
.option2{border:1.5px solid var(--gold);border-radius:24px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.option2 h3{font-size:32px;color:var(--navy)}
.fine{font-size:14px;line-height:1.6;color:var(--muted-2);margin-top:28px}

.step{border-top:2px solid var(--gold);padding-top:26px;display:flex;flex-direction:column;gap:14px}
.step .num{font-family:var(--serif);font-size:60px;font-weight:700;color:var(--gold);line-height:1}
.step h3{font-family:var(--sans);font-size:21px;font-weight:700;color:var(--navy);line-height:1.3}
.step p{color:var(--muted)}
.download{margin-top:40px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px 36px}
.download .info{display:flex;align-items:center;gap:18px}
.download b{display:block;font-size:19px;color:var(--navy)}
.download span{color:var(--muted);font-size:15px}

.quote{background:var(--navy-2);border-radius:24px;padding:40px;display:flex;flex-direction:column;gap:20px;margin:0}
.quote blockquote{margin:0;font-family:var(--serif);font-size:26px;font-style:italic;line-height:1.35;color:var(--ivory)}
.quote figcaption{font-size:14px;font-weight:600;color:var(--gold-l)}
.logo-chip{display:inline-flex;background:#fff;border-radius:14px;padding:10px 18px}
.logo-chip img{height:34px;width:auto}

.partner{display:flex;gap:18px;align-items:flex-start;padding:22px 24px;background:#fff;border:1px solid var(--line);border-radius:20px}
.partner b{display:block;font-size:18px;color:var(--navy)}
.partner span{font-size:15px;color:var(--muted)}
.video-card video{width:100%;aspect-ratio:16/9;height:auto;border-radius:24px;background:var(--navy);border:1px solid rgba(201,162,77,.4);object-fit:cover}
.video-card figcaption{margin-top:16px;display:flex;flex-direction:column;gap:6px}
.video-card figcaption b{font-family:var(--serif);font-size:28px;font-weight:600;color:var(--navy);line-height:1.15}
.video-card figcaption span{color:var(--muted);font-size:15px}
.stack{display:flex;flex-direction:column;gap:16px}

.faq-grid{display:grid;grid-template-columns:1fr 2fr;gap:clamp(32px,5vw,64px)}
@media (max-width:860px){.faq-grid{grid-template-columns:1fr}}
.faq details{border-bottom:1px solid var(--line);padding:22px 0}
.faq summary{cursor:pointer;list-style:none;font-size:19px;font-weight:700;color:var(--navy);display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--serif);font-size:28px;line-height:1;color:var(--gold-d)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--muted)}

.contact{background:var(--navy-2);color:var(--ivory)}
.contact .grid-2{gap:clamp(40px,5vw,72px);align-items:start}
.contact-links{display:flex;flex-direction:column;gap:14px;font-size:17px;margin-top:10px}
.contact-links a{font-weight:700}
.contact-links a.gold{color:var(--gold-l)}
.contact-links span{color:var(--on-navy)}
.form{background:var(--ivory);color:var(--ink);border-radius:28px;padding:clamp(24px,3.5vw,48px);display:flex;flex-direction:column;gap:16px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:560px){.form .row{grid-template-columns:1fr}}
.form label{display:flex;flex-direction:column;gap:8px;font-size:14px;font-weight:600}
.form input,.form select,.form textarea{font:inherit;font-weight:400;padding:14px 16px;border:1px solid #CFC5AE;border-radius:12px;background:#fff;color:var(--ink);min-height:50px}
.form textarea{min-height:110px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--gold);outline-offset:1px}
.form .consent{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400;font-size:13px;color:var(--muted)}
.form .consent input{min-height:auto;margin-top:3px;width:18px;height:18px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.notice{border-radius:14px;padding:14px 18px;font-weight:600;font-size:15px}
.notice.ok{background:#E4F2E7;color:#1D5A2C}
.notice.err{background:#FBE7E4;color:#8A2518}

.site-footer{background:var(--navy);color:var(--on-navy-2);font-size:14px;line-height:1.7}
.site-footer .wrap{display:flex;justify-content:space-between;align-items:flex-start;gap:32px;flex-wrap:wrap;padding-block:48px}
.site-footer nav{display:flex;gap:28px;flex-wrap:wrap}
.site-footer a:hover{color:var(--gold-l)}

.wa{position:fixed;right:20px;bottom:20px;z-index:60;width:60px;height:60px;border-radius:50%;background:#1F8F4E;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
.wa:hover{background:#18723E}

/* legal page */
.legal{max-width:860px;margin-inline:auto;padding:var(--sec) var(--pad)}
.legal h1{font-size:clamp(40px,5vw,56px);color:var(--navy);margin-bottom:28px}
.legal h2{font-family:var(--sans);font-size:19px;font-weight:700;color:var(--navy);margin:32px 0 8px}
.legal p{color:var(--muted);margin-bottom:8px}
@media (max-width:560px){
  .stats{gap:22px}
  .stat strong{font-size:32px}
  .card-garanties .head span:first-child{font-size:24px}
  .amount{font-size:28px}
  .zone-card .big,.option2 .big{font-size:46px!important}
}